Is there a way to invest our money, cash or pension, so that the ENVIRONMENT will benefit, and our hard-earned money will also grow?

We encourage our clients to go greener, to follow investment strategies that can make a difference to our climate. There are significant indicators that suggest that such an investment approach will prove successful for investors and beneficial for the globe on all fronts. Governments around the world are endeavouring, and indeed legislating, to achieve a zero-carbon economy in the future. Achieving this objective will require an unprecedented global economic transformation with a massive reallocation of resources.

Going Cleaner and Greener.

Issues such as greenhouse gas emissions and carbon footprint are now mainstream investor issues. Socially responsible investments mean different things to different people. Green washing is prevalent, not just in Dubai, Newcastle and the mining industry. There will always be challenges about definitions around environmental, social, governance and quality of data. Electric cars, lithium batteries, Chile, Amazon (the river 😊), it’s not a circular economy. Neither is Tesla, Spaceships or the X (formerly known as Twitter!)

The UN Sustainable Development Goals are:

1. No Poverty.

2. Zero Hunger.

3. Good health and well-being.

4. Quality education.

5. Gender equality.

6. Clean water and sanitation.

7. Affordable and clean energy.

8. Decent work and economic growth.

9. Industry innovation and infrastructure.

10. Reduced inequalities.

Investment approaches are available for clients who want to make a difference and make a profit.

Is the world moving towards more responsible environmentally friendly investing? One bite at a time. Have you invested your money to improve the environment and for you to profit?

Will there be an airline type surcharge to pay for carbon offsets?

Will investment performance be negatively affected due to the environment?

Will the airline benefit or the environment?

Recent regulatory changes in the local investment market are working towards making, where possible, investment options, as sustainable and responsible as possible. SFDR, IORP II, IDD, and the EU Taxonomy (now there’s a list for you!) have all enabled developments and improvements in this area. Investment funds are now targeted with achieving a status that ‘promotes, among other characteristics, environmental or social characteristics, or a combination of those characteristics, provided that the companies in which the investments are made follow good governance practices’

Global Sustainable performance versus Global market performance. Is there much difference?

PERIODIC PERFORMANCE: ANNUALISED RETURNS

Past performance does not predict future returns. Annualised performance data is additional to and, should be read only in conjunction with, the Calendar year performance data.

Global Investment Markets create wealth, regardless of global economic conditions, over the longer term.

Average Market Return is not enough? What are your Alternatives?

The historical return of the MSCI World Index is more than 11%pa over the last 10 years. Does this meet your expectations? We regularly speak about building a portfolio of low-cost, diversified investments that match your goals.

What's coming next?

The evidence clearly indicates attractive opportunities for long-term environmentally conscious investors. A lot has happened in the world in the past 10 years yet look at the investment performance. Why will the next decade be any different?

Green financing and responsible investment trends will continue to play a greater role. Millions of good paying jobs will be created in this industry. It’s likely there will be further innovations.

Given the increasing focus on Environmentally Sustainable factors, it seems highly likely that ESG investing will derive a meaningful performance advantage.

There are significant indicators that suggest that such an investment approach will prove even more successful for investors and beneficial for the globe on all fronts over the coming ten years.

So, what type of investor mindset are you?

Those who have no strategy at all and eventually give up or lose most of their money.

Those who are seduced by the latest investment fads with no coherent plan beyond the short term.

Those who create an investment plan or asset allocation or strategy but get nervous and abandon ship as soon as markets go bear.

And finally, those who have a comprehensive investment plan and can stick with it during manias, panics and everything in-between.

The last group of people invariably have a Financial Planner who will consistently research, evaluate and monitor the markets and trends on their behalf and keep them fully informed and advised of opportunities and updates as time progresses. This type of investor with a comprehensive investment plan, approach and philosophy that is linked to life’s events will have the endurance and belief to stick with it.