When it comes to your financial future, consider this: "It's easier to play the game when you understand the rules"

Let me us explain. We help professionals and business owners, like you, to legitimately pay as little tax as possible when investing for the future/ If you review the accompanying table, you'll see it highlights the tax implications of differing income in your gainfully employed years.

Doing this gives you the option to enjoy a more relaxed, financially secure lifestyle in your later years. It is an established fact that people are now living longer. Therefore, we need to plan to proved a lifestyle created than what the State Contributory Pension can offer.

For example, take note of the 9% effective tax rate on income shown in the fourth columnn in the accompanying graphic, in comparison to an effective tax on income now of +50%.

Income in retirement? (Goodbye tension, hello pension)

That's where we come in. Our advice to you today is simply this. Let's talk. That first meeting will be at our expense so all it will cost you is a little investment of time. Following our chat with you we'll give you an indicative report on what options are currently open to you at this time. We'll tell you what investments to avoid! Invest in your future today. Invest with no tax on growth and pay less tax on drawdown. Does this make sense?

If you are looking for help maximising the potential of your money, optimising your investments and extracting wealth from your business or planning for the option of early retirement, look no further than Infinity Financial Planning for focused, independent financial advice.

The biggest risk of all is not taking one!!!!! Guided Investments create long term wealth.

Talk to our team today. See what your financial future looks like. Visit our website today and book a free online consolation.

This article appeared in the Irish Examiner October 2023.